Under Construction

Prior to the digital age, the above sign is normally seen near construction areas.  Nowadays it is more likely seen on websites that are--well, under construction such as this one.

What is this site for?

As the name implies, it caters to anyone of us who wants whatever savings we have, after deducting daily expenses, to hopefully grow. 

There are numerous money sites out there--from personal finance, playing the stock market, placing in mutual funds, and plain business pages. 

Many are informative, while at the extreme end, are  the pure scams. Have you received an email from a Nigerian prince who wants to share his riches locked up in a Swiss account? Or have you been swindled by Aman Futures-like schemes which promise ridiculous returns at a short time?

There are those who pretend to help by giving advice the hapless individual who is considered a small investor, but mind you, they are after your money for investment fees and commissions. And if you reveal that the amount you intend to invest does not reach six figures, chances are, you will not  hear again from the fellow (or girl) at the other end of the phone line or who sent you that email.

You can google "small investor" and thousands of sites will leap out of your browser. Who wants another one? 

Well, this is not your usual small investor website. I merely want to share with you my experiences as micro investor, small triumphs, my follies and losses, my thinking process during investing, information that I have unearthed about certain companies, and so on. If someone avoids a disaster upon reading the posts here, then I am considered rewarded.

First caveat: I am primarily an energy consultant, not a professional investor. I am trained in hard sciences and have no formal training in accounting or money matters. I am more familiar with the analytical balance than the reading  a balance sheet. But somehow, you plod along.

Perhaps being a non-money guy (is there a term?) could give one an advantage since he is not tied to the industry biases, its misconceptions and pre-conceived notions about where and how to invest. Maybe, you are more knowledgeable in this area than me. But our experiences would be different.

In any case, I hope to contribute something to the so-called small investor, whom we shall somewhat define in the next posts.

Please bear with me while this site is being constructed.